If you die while paying off the house What must I do?

1. In the case of joint borrowing
If the home buyer takes out a joint loan The remaining debt is borne by the surviving co-borrower. The co-borrower will pay the remaining debt to the bank. without exception

2. In the case of a single borrower
The debt becomes part of the estate that will be passed on to the legal heir. The heir has the right to choose to accept or reject this inheritance. If he chooses to accept, he will be responsible for the remaining debt.

3. In the case of home loan protection insurance (MRTA)
Life insurance protects home loans Can help reduce debt burden in the event of the borrower's death. The insurance will pay the remaining debt to the bank. Thus, the heir does not need to bear the burden of that debt.

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